National Turtle Day

National Turtle Day, celebrated on May 23rd each year, is important because it raises awareness about the conservation and protection of turtles and their habitats.
Read MoreWhat’s on our mind at TORTUGA FINANCIAL? You can read about here in our blog. Whether it’s ideas from the industry, emerging trends, or frequently asked questions from clients, you can find it here. And once in a while, we may throw in some fun tidbits or some other surprises. So keep checking in. We’re glad to have you reading along.
National Turtle Day, celebrated on May 23rd each year, is important because it raises awareness about the conservation and protection of turtles and their habitats.
Read MoreSpring is often thought of as an uplifting time, marked by growth and renewed hope as we emerge from the long months of winter and look ahead to the rest of year.
Read MoreThe financial markets’ resilient performance during March was striking, despite pockets of uncertainty surrounding the strength of the economy—and not to mention concerns over the durability of the banking system.
Read MoreLPL Financial’s Chief Investment Officer wrote a letter explaining last week’s bank issues. Please see below:
Read MoreWe will have limited availability starting Monday, March 20, 2023 through Tuesday, March 28, 2023. The office will be open and fully staffed on Wednesday, March 29, 2023.
Read MoreThis week has marked an important milestone for our company.
Read MoreFinancial markets have experienced quite a bit of change this year in just two short months.
Read MoreWhether you’re one to set ambitious New Year’s resolutions or simply use the beginning of the year to reset on a few habits, there’s almost always some value in reflecting on the past year before looking ahead.
Read MoreHere’s a summary of Secure 2.0 passed by Congress and changes the IRS made to contribution limits for 2023. If you like robust reading packed with financial details, then this is for you and you can contact us if you have any questions.
Read MoreJanuary 4, 2023 The beginning of a calendar year is often the time when the previous year’s reflections transition to a new year’s hopes. Given the market’s continued instability during 2022 and a resulting tough period for stock and bond
Read MoreThrough all the challenges, newfound opportunities, and every high and low we’ve experienced during the last couple of years, it’s no surprise why we might be striving for more balance.
Read MoreOctober is now behind us and it has delivered on its track record as a historically favorable month for stocks, offering some respite for investors as major equity indices rose for the month.
Read MoreFirst, we want to acknowledge the tremendous damage and displacement caused by Hurricane Ian. Our thoughts are with those impacted by this devastating storm.
Read MoreThis year’s financial market volatility has been repugnant to say the least. We’ve seen unprecedented declines in both the stock and bond markets, with little place to hide.
Read MoreDear Valued Clients, Here’s a summary of current financial talking points gathered by LPL Financial Research. If you like robust reading packed with financial data, then this is for you. If not, click elsewhere...
Read MoreWhile on a recent business development trip, I was thrilled to find an elusive watermelon radish in a dinner salad. Seeing and consuming this bitter treat brought me great joy. Why? It’s simple. They are...
Read MoreDear Valued Investor,Markets rarely give us clear skies, and there are always threats to watch for on the horizon. But the right preparation, context, and support can help us navigate what lies ahead. So far, this year hasn’t...
Read MoreTo our Valued Clients,As the calendar has turned to July, investors would certainly like to forget the first six months of 2022. However, the Fourth of July Independence Day holiday does bring with it reason for celebration. Not only...
Read MoreThe bull market that began in March of 2020 came dangerously close to an end. From March 23, 2020 through January 3, 2022, the S&P 500 Index gained 114% (excluding dividends). From that January 3 closing high through the recent low on...
Read MoreTo our valued clients: The past year and a half have tested all of us, but overall, the economy continues to strengthen, COVID-19 trends are greatly improving, and this still relatively young bull market is alive and well. As the...
Read MoreTo our valued clients: One constant in life is change. During the past year and a half, we have experienced more change than any of us bargained for. Change is disruptive—but also brings opportunities. For investors right now,...
Read MoreTo our valued clients: The bull market continues, with the S&P 500 Index now up seven months in a row. Stocks have impressively gained 20% year-to-date, with the S&P 500 making 53 new all-time highs before the end of...
Read MoreTo our valued clients, Six months and counting. That is the current monthly winning streak for the S&P 500 Index. To take that a step further, this key equity benchmark has posted gains in 13 of the last 16 months—dating back to...
Read MoreTo our valued clients, In the first half of 2021, the U.S. economy powered forward faster than nearly anyone had expected. Speed can be exhilarating, but it can also be dangerous. In our view, the overall economic picture remains sound...
Read MoreTo our valued clients, As we move into June, a path to normalcy is coming quickly with stadiums allowing full capacity, restaurants filling up, and summer vacations in full swing. Meanwhile, the U.S. economy continues to recover...
Read MoreTo Our Valued Clients: We will have limited availability Thursday May 27, 2021 through Tuesday June 1, 2021, and will be back in office on Wednesday June 2, 2021. If you should need any financial transactions executed, please let us...
Read MoreTo our valued clients, As the calendar has turned to May, the popular “Sell in May and Go Away” stock market cliché is getting a lot of airtime. This is the idea that the stock market tends to be weakest between May...
Read More“The real key to making money in stocks is not to get scared out of them.” Peter Lynch They say April showers bring May flowers. Well, after a lot of showers and storms over the past year, flowers are starting to bloom and...
Read MoreMarch 4, 2021 It’s now been over a year since COVID-19 first hit American shores. While the pandemic has affected everyone to varying degrees, we can all agree that everyone’s life is different today than it was a year ago....
Read MoreFebruary 9, 2021 “In the short-term, the market is a popularity contest. In the long-term, the market is a weighing machine.” Warren Buffett 2021 is under way, as our nation and the rest of the world look to begin to put...
Read MoreJanuary 7, 2021 Happy New Year! A new year offers a welcomed turn of the calendar and a fresh start. However, it’s difficult to put 2020 completely behind us just yet because the COVID-19 pandemic still presents a significant...
Read MoreTo our valued clients, this letter is prepared by LPL to keep you updated and informed with the current market and economy. Mike Maynes and Kim Summas As 2020 comes to a close, we are already looking forward to a new year—and to...
Read MoreTo our valued clients, this letter is prepared by LPL to keep you updated and informed with the current market and economy. Mike Maynes and Kim Summas Former Vice President Joe Biden has been elected the 46th President of the United...
Read MoreTo our valued clients, this letter is prepared by LPL to keep you updated and informed with the current market and economy. Mike Maynes and Kim Summas Autumn has arrived, with students back in school, baseball playoffs beginning, and...
Read MoreSeptember 8, 2020, To our valued clients, this letter is prepared by LPL to keep you updated and informed with the current market and economy. Mike Maynes and Kim Summas Back to school this year will be different. On the one hand, like...
Read MoreFebruary 28, 2020 To our valued clients. This letter was prepared by LPL to address the recent events. “The stock market takes an escalator up, and an elevator down,” is a classic Wall Street saying. The last week has sure...
Read MoreFebruary 6, 2020 To our valued clients: The start of 2020 has brought increased stock market volatility. The uncharacteristically calm market environment we experienced for much of the past four months was bound to end, but identifying...
Read MoreDear Clients, Like many of you, I have the desire to travel and see world, one incredible journey at a time. In recent years, I’ve spent many hours researching airline award charts, as well as following several internet...
Read MoreTo Our Valued Clients, Outlook 2020 offers investments insights and market guidance through the end of 2020. If you would like a hard copy or PDF please contact us at info@maynesim.com. Hindsight is 20/20, but finding clarity in future...
Read MoreWe wish you and your family an exceptional Thanksgiving holiday. We also would like to say "thanks" for a great relationship. Sincerely, Mike and Kim
Read MoreNovember 12, 2019 To Our Valued Clients, please find the November client letter prepared by LPL to keep you updated and informed with the current market and economy. Sincerely, Mike and Kim Turning the calendar from October to November...
Read MoreOctober 4, 2019 Dear Valued Investor: Summer has turned to fall, and there’s already a little chill in the air. Three-quarters of the year is behind us now, and both stock and bond markets have had a strong year so far, although...
Read MoreDear Valued Clients & Friends, We have implemented our Hurricane Plan effective immediately. Before, during, and after the storm, our virtual receptionist will be answering our office calls from 8:00AM to 8:00PM Eastern Standard Time....
Read MoreBelow is the June letter prepared by LPL to keep you updated and informed with the current market and economy. Sincerely, Mike and Kim
Read MoreJuly 15, 2019 To Our Valued Clients: Below is the July letter prepared by LPL to keep you updated and informed with the current market and economy. Sincerely, Mike and Kim U.S. leadership on the world stage remains in focus. We...
Read MoreTo Our Valued Clients: We will have limited availability the week of July 1st through July 5th and will be back in office on Monday July 8th. Should you need anything during this time please email us at either Mike@maynesim.com or...
Read MoreTo Our Valued Clients: Below is the June letter prepared by LPL to keep you updated and informed with the current market and economy. Sincerely, Mike and Kim Trade tensions have interrupted an unusually calm year in U.S. stocks. In May...
Read MoreDear Valued Investor: If it seems like the financial markets have been off to an unusually strong start to the year—you are correct. The S&P 500 Index has risen for four consecutive months, resulting in the strongest start to a...
Read MoreDear Clients, This is a letter prepared by LPL to help you understand what is going on in the markets and with the economy. Sincerely, Mike and Kim
Read MoreDear Valued Investor: The S&P 500 Index has staged an impressive rally after nearly entering a bear market December 24, with U.S. stocks notching their best start to a year since 1991. Stocks have climbed the “wall of...
Read MoreToday marks our 8 year anniversary LPL Financial affiliation. There are so many things that have shaped the last eight years of my practice. Please take a look below of what we've learned, what we've done, and how we are improving our...
Read MoreAt Maynes IM, we are always looking for ways to improve the client experience and recently we invested in a tool that makes our tails wag furiously. The tool is called Redtail. Redtail is software which provides us the ability to...
Read MoreAll too often, we have seen first-hand clients who are going through or have recently gone through a challenging divorce. Helping them organize their newly-single financial situation and ultimately charting a course for retirement is...
Read MoreFOMO = Fear Of Missing Out From time to time we are asked about “hot” investments. They come in many forms, such as trendy stocks, new industries, commodities, or even currency. Clients are looking for the green light to...
Read MoreA look at the potential of compounding and early, steady investing. Time may be the greatest asset for the young investor. While some people may frantically try to catch up onretirement saving after age 50, you have the chance to...
Read More"Why should I choose a CFP® (Certified Financial Planner) and how can they help me?” Although many professionals call themselves "financial planners", Certified Financial Planner™ professionals have completed extensive...
Read More5 Key Facts About the New Tax Bill __________ The enactment of the Tax Cuts and Jobs Act (TCJA) represents “the most sweeping overhaul of the U.S. tax code in more than 30 years.”1 For millions of Americans and businesses...
Read MoreOne of the most frequent questions we are asked by clients approaching retirement is, “How do I take retirement income and where should it come from?” It’s an extremely common question and let me tell you why. In the...
Read More