Welcome to Tortuga Financial. I’m Mike Maynes CFP®, the founder of our financial planning firm based in sunny Boca Raton, FL. We represent the new wave of relationship-based financial professionals, who offer fee-worthy fiduciary level advice. We often say we have the hearts of a therapist, paired with the minds of a capitalist and we love helping people with oodles and oodles of money. My team & I provide financial planning for a select group of high net worth and ultra-high net worth individuals and households. These clients aspire to grow and preserve their wealth, enjoy recreational endeavors, and leave a financial legacy to their families. Since 1999, my team and I developed and refined a panoramic process that helps our clients put all the wealth management puzzle pieces together. We call it the Checklist Formula®. Our mission is to provide Advice Beyond Return® and helping high net worth clients make informed financial decisions is why we exist! It provides our clients with clarity, and we enjoy a bevy of professional gratitude!
WHO WE SERVE
Real people with real questions.
People come to Tortuga Financial when it’s time to get serious about
getting their financial house in order.
ADVICE BEYOND RETURN®
Our panoramic financial planning process puts all the pieces of the work-optional lifestyle and wealth management puzzle together. We call it the Checklist Formula®. Our team has developed and refined this process over the last 25 years to make sure nothing in your financial life slips through the cracks.
While our clientele is comprised heavily of corporate executives, attorneys, healthcare, and aviation professionals, our expertise is best suited for high net worth and ultra-high net worth goal-oriented professionals who may know how to close an M&A, perform open-heart surgery, fly an Boeing 777, but is less skilled when it comes to managing their financial situation and planning for their financial future.
Our clients share our core values of confidentiality, privacy, trust, transparency, and attention to detail. Our clients are referred to us for our reputation for building lasting relationships and long-term excellence.
We are based in the sea turtle-friendly community of Boca Raton, Florida and primarily serve Palm Beach, Broward, and Miami-Dade counties, as well as Monroe County down in the lovely Florida Keys. We are happy to Zoom across the nation to work with a select group of clients who best fit our process and prefer a team of professionals outside their backyard.
Call us at 561-955-6098 or email info@tortugafinancial.com to learn how to start our process.
Panoramic Financial Planning
Our approach looks at your big picture and focuses on your family, occupation, recreation, and of course your money.
Learn MoreInsurance & Risk Management
We focus on what kind of insurance your financial plan requires, and pursue the most cost-effective way to get it.
Wealth Management
Customized fee-based investment strategies designed to help you pursue a confident, work-optional lifestyle.
Helpful Content
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An article explaining 530A Accounts.
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Perception vs. Reality
Learn how to coordinate your retirement accounts like an orchestra to help maximize your retirement strategy.
Understanding Money Market Funds
Check out this brief article which explores the role Money Market Funds may play in your portfolio.
The Value of Insuring Against Life’s Risks
Building wealth requires protection from the forces of wealth destruction.
To Catch a Thief
Having your identity stolen may result in financial loss plus the cost of trying to restore your good name.
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What Is My Net Worth?
Get a snapshot of your overall financial picture by calculating your total net worth.
Simple 401k
See how increasing your 401(k) contributions today could affect your balance at retirement.
How Long Will My Savings Last If I Become Disabled?
See how long your current savings might last if a disability interrupted your income.
College Savings
See how much you may need to save now to cover future college costs for your child.
Assess Your Life Insurance Needs
Estimate how much life insurance coverage may be appropriate for your situation.
Comparing Mortgage Terms
Compare different mortgage term lengths side by side to find the option that fits your budget.
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Surprise! You’ve Got Money!
Here’s a quick guide to checking to see if you have unclaimed money.
The Fed and How It Got That Way
Here is a quick history of the Federal Reserve and an overview of what it does.
18 Years Worth of Days
The average retirement lasts for 18 years. What will you do with your days?
Coaches
Coaches have helped you your whole life, in ways big and small. We'd like to be one of them.
The Junk Drawer Approach to Investing
It's easy to let investments accumulate like old receipts in a junk drawer.
When Special Care Is Needed: The Special Needs Trust
A special needs trust helps care for a special needs child when you’re gone.